The home appraisal process is one of the most important steps between accepting an offer and reaching the closing table, but most buyers and sellers don’t even think about it…until there is a problem. When an appraisal comes in lower than the agreed-upon price, it can affect the buyer’s financing and closing timeline. In fact, a 2025 report by the National Association of Realtors shows that 5% of contracts were delayed due to appraisal issues.   

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Whether you didn’t find your dream home this summer or you’re just now considering a move to St. Louis, you may be wondering, “Should I buy a house now or wait?” Fall typically means there are fewer homes to choose from, but it also has the advantage of less competition from other buyers. So is it better to wait until spring when the market heats up again, or keep searching now and hope you find the right fit?

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